Gig Economy | Working Stiffed

The Deep State Coup of Trump Will Kill Economic Recovery

There is a deep state coup in the works right now that stands to destroy the Trump-driven economic recovery we are currently experiencing, as well as our constitutional republic. This is a most frightening development for the millions of Americans who are finally starting to get back on their feet after suffering economic destitution during Obama’s divisive, un-American eight-year reign. Lies and misery will be that clown’s legacy.

I make this observation from personal experience, not force-fed, regurgitated talking points from MSM or alternative media outlets. During Obama’s last five years in office, I came close to losing everything I had worked hard to attain throughout my 35-year career, including my home.

I enjoyed a moderately successfully career in middle management until the company I worked for was acquired by a competitor in 2011. That’s when my nightmare began. I was one of many casualties of the merger & acquisition (M&A) craze that has infested our economy in the 21st century, antitrust laws be damned. Monopoly is not only a board game, it’s the new normal for Corporate America.

I wasn’t immediately concerned when I was displaced, because I was very good at my job and had excellent references. I wasn’t prepared for the radical changes that had taken place under Obama’s then two-year tenure as president.

I soon discovered that the gig economy was being peddled as the new norm and full-time jobs had disappeared. Obamacare made employers resistant to hiring full-timers and I found myself competing against a flood of H1-B Visa employees or cheap offshore labor. I was stuck in a transient employment hell world. Since I live alone and support myself, this was a disastrous situation.

As the years ticked by, I found myself lurching from one short-term “gig” to the next, sometimes going months between assignments. While I waiting for Obama’s “hope” and “change” to kick in, I nibbled away at my modest nest egg until it was almost depleted. And when I needed to withdraw money from my 401(k) to pay my bills and eat, I was penalized, despite being just a few years short of the being eligible to withdraw these funds without penalty.

Obama never waived these penalties or offered any assistance to the middle class workers who were sliding into impoverishment; in fact, he worked overtime to hasten our demise by pushing for the job-killing, globalist screw job known as the Trans Pacific Partnership (TPP). He had fundamentally transformed America, all right, but not in the way he led most of us to believe he would when he bullshitted us into voting for him (twice, in my case).

Because of Obamacare, I went without insurance for two years. I couldn’t afford it and, to add insult to injury, I was subjected to penalties, which, duh!, I couldn’t afford, either. Medicaid wasn’t an option, because I managed to keep a couple of thousand in the bank.

For the first time in my life, I was uninsured and I was over 50. The blows kept coming and, like millions of other middle class U.S. citizens, I was sliding into the abyss. When I hear people say now that they wish Obama was still president, I’m sorry, but I want to hit them in the face with a shovel.

The day that Trump was elected, I had not had a single job prospect in five months and my home (which I love so much) had been on the market for a month. As hard as it was to have real estate agents show my beloved home, I prayed I could sell it before I ran out of money. I knew that if Hillary Clinton won, it would be game over for me.

I’m not surprised there’s an opioid epidemic; millions of Americans like me were made punch drunk with despair during Obama’s presidency. I never succumbed to the need to numb my pain or disengage from my hideous reality, but I can certainly understand why some people chose that dark road.

I was on my knees praying to God for an answer; a way out. Days later, Trump won the election and my life was transformed almost overnight.

Four days after Trump’s election, I got an offer for a full-time job. The pay wasn’t great, but it allowed me to pay my bills and take my home off the market. It was a real job with benefits. My phone started ringing and my email was filling up with job prospects (they still are). It was unreal! Four months later, I got another job making twice as much money. There is no question that Trump made all of this happen.

It didn’t surprise me to hear this week that during the first six months of Trump’s presidency, a million jobs were created and that investors in the stock market have made $4 trillion! And now that Trump has deep-sixed the Obamacare penalty and is tightening up immigration and work visa policies, wage growth is starting to become a reality after decades of stagnation!

The deep state doesn’t want to let Trump “Make America Great Again.” They are censoring or downplaying reports of the Trump recovery and they are openly calling for a coup.

Former CIA Director John Brennan, along with former Director of National Intelligence James Clapper, went on Wolf Blitzer’s show a couple of weeks ago and called for a bipartisan Congressional coalition to remove Trump from office if he fired special prosecutor Mueller (the Clinton operative who was appointed to investigate Trump-Russian collusion, despite no evidence that any crime was committed).

A few days later, former Vice President Al Gore went on James Corden’s show and said that a “challenging event” is imminent regarding Trump. Really? What? An assassination, maybe? Why these treasonous piles of excrement haven’t been arrested, thrown in a dungeon and charged with sedition and/or treason is beyond me. Clearly, these traitors, minions of the deep state, are planning a coup.

Let me tell you something: the millions of Americans who are just starting to crawl out of Obama’s economic destitution pit are not going to take this lying down.

The elites and snowflakes who flipped out when Crooked Hillary lost, insist on calling us homophobic, misogynists and/or racists. They refuse to acknowledge that we voted for Trump, because we were being suffocated into nonexistence as a result of Obama’s policies…the same policies that Hillary Clinton was committed to maintaining and expanding.

These accusations were particularly hurtful to me as a lesbian who fought for LGBT rights in the 80s and 90s. I lost a lot of friends, as a matter of fact: people who have known me for decades unfriended me on Facebook and no longer speak to me. I thought these people knew and cared about me, but the mass mental illness that has resulted from the constant stream of hate and lies MSM and Hollywood are vomiting every minute has distorted their sense of reality.

Millions of friendships, marriages and family relationships all of over the country have been destroyed by this massive, collective manipulation. What the globalist, deep state propagandists are doing is positively diabolical.

As hurtful as these losses have been, I know they won’t compare to the devastation we will experience if we let these treasonous, un-elected members of the globalist deep state “eliminate” our president. It will mean the end of our country and dark days for all Americans.

The three biggest lies in the world are: “the check is in the mail,” “I’m from the government and I’m here to help” and when recruiters tell you “we’ll get back to you.”The dehumanizing recruiting practices that recruiters and/or human resources (HR) professionals employ these days are downright reptilian in nature. Now that the gig economy has produced an endless supply of desperate job seekers, job applicants are disposable.

Call me...maybe??? Not reptilian recruiters — Call me…maybe??? Don’t expect a response from a reptilian recruiter.

I addressed this unfortunate trend in my first post for this blog last year and it looks as if things have gotten even worse. It doesn’t matter if you do a preliminary phone interview or if you’re called back for multiple face-to-face interviews and are a runner-up for a position, the odds that a recruiter or HR contact will get back to you if you aren’t chosen for a job are slim to none. And don’t even think about asking for feedback as to why you weren’t hired; they can’t be bothered.

I had an experience with Deutsche Bank a while back that made my blood boil. Their recruiter found me on LinkedIn and, after a preliminary phone interview went well, I was asked to come in for a face-to-face interview with a handful of people who interacted with the position they sought to fill.

I was asked to come in two more times to meet more people and then…nothing…no call or email thanking me for my time and informing me that they hired someone else. After getting the big rush, I found myself getting the bum’s rush.

I emailed the recruiter weeks later and got a curt response saying that I didn’t get the job (which I already knew), and she completely ignored my request for feedback; I wanted to know why, after being brought in numerous times to meet an army of people, I wasn’t chosen.

That feedback can be helpful when interviewing for future positions. This was a courtesy that HR recruiters (back when they were known as personnel department staff) readily provided. Besides, I didn’t even apply for the job; they sought me out, so how dare they blow me off?

I went out of my way to accommodate them, despite the expense involved with multiple interviews (commuting, wardrobe, portfolio material, etc.). You can barely afford these expenses when you’re unemployed.

Return to sender: applicant unknown

More recently, I was contacted by a former employer who seemed eager to bring me back into the fold; I had had some success with the company a few years back and still had some friends there, so I was excited about the possibility of going back. After a phone interview that went well, the hiring manager seemed eager for me to come in the very next day for a face-to-face interview with his VP.

Inevitably, he couldn’t make it happen, because they were planning to leave on a two week tour of the company’s facilities the day after and they were super busy. I wasn’t surprised they couldn’t make the meeting happen, but I assumed we would reconnect when they returned.

It’s been five weeks and I’m still waiting. I sent the hiring manager a LinkedIn message more than a week ago and he hasn’t responded. I have no idea if they decided not to fill the job (it was a newly created position), or if someone internally didn’t want to rehire me or if they found someone cheaper. At this point, I guess I’ll never know.

This scenario plays out over and over. I’m at the point where I don’t trust any “good” interviews anymore. I’m not alone; my friends tell me they are experiencing this phenomena, as well. There’s simply no follow-through anymore. If you aren’t selected for a job, you’re expected to just vaporize, no questions asked.

You can get whiplash from this type of interaction. No wonder record numbers of people have stopped looking for work; who has the stomach for this type of abuse? When you lose your job and struggle to find work, you’re already operating with a diminished self-esteem. Being disposed of in such an inhumane manner can destroy what little mojo you have left.

A message to recruiters

Here’s the thing: it’s not okay. So what if you have hundreds of candidates to choose from? Your Applicant Tracking System (ATS) bots do most of the work for you, anyway. If you reach out to a handful of prospects and take up their time (and money) with phone, Skype or in-person interviews, your job doesn’t end if the hiring manager doesn’t choose them for the job.

Call or email them and let them know they didn’t get the job and, if possible, why. It’s not that hard to do, or time consuming…and it’s the right thing to do. Karma can be a bitch, you know. And in this gig economy, if this is how you roll, it’s highly likely that someday soon you will be the one waiting for a call or email that will never come.

American workers are not feeling the love. A lack of job security, combined with increasing responsibilities (and fewer resources) has resulted in exhaustion, low morale, lack of motivation and (drum roll please)…lower productivity.

The U.S. Department of Labor said last Tuesday, that productivity fell 0.5 percent in the second quarter of 2016, while labor costs rose by 2 percent. U.S. worker productivity has been weak for the past five years and stands at 1.2 percent, less than half of what it was before the 2007 recession, when it was at 2.6 percent.

Many economists say Americans are working more to create less, because workers have outgrown existing technology. As a result, we can expect “restraining” of wage growth and more layoffs. And so the epidemic of myopic economics continues.

Don’t these geniuses realize that reducing financial incentives and increasing employee workloads as the result of layoffs will only drive productivity down further? These “experts” may know the price of everything, but they know the value of nothing.

U.S. workers today are routinely being pushed to their mental and physical breaking points. Workplaces are toxic work environments staffed by people either in the midst of a psychotic break or on the brink of one. The stench of fear and uncertainty lingers in every cubicle, assembly line, water cooler, coffeemaker and non-subsidized vending machine.

It doesn’t help that employers like Disney, Toys ‘R Us, Xerox, Pfizer, and Microsoft are turning to “insourcing” of H1-B visa workers in order to lower their payroll costs, despite posting record earnings…and then they force their poor displaced American employees to train their “guest” worker replacements or forfeit their severance.

Corporate Hunger Games?

As an unwilling participant of the gig economy, I’ve been flitting in and out of different corporate offices for the past four years. The mass psychosis and/or post-traumatic stress disorder (PTSD) I see is alarming, but not surprising.

When you experience three or four (or more) reorgs a year and know that on any given day you could walk into work and be handed a severance package, even if you’ve been a rock star employee (damn those surprise mergers!), it’s bound to damage your psyche to some extent at some point. And at the end of the day, you become aware that there is no “i” in team, but there is one in “survive.”

This past year, I’ve had two assignments where the person responsible for training me held back information I needed to know in order to do my job. Both women were overworked and clearly needed my help, so I can only conclude that they felt that if I knew as much as they did, they wouldn’t survive the next reorg.

They obviously felt it was safer to be overworked to the point of mental and physical exhaustion than to have the well-trained help they desperately needed. How sick is that? Still, they survived round after round of layoffs and salary dumps, so I suppose it’s not an unrealistic fear to expect to be replaced by a contractor who probably made less than they did.

Needless to say, this epidemic of fear and loathing in workplace after workplace makes it hard to stick to a new employer, even when you do a good job under most challenging circumstances. It’s like an endless loop of different movies made with the same script. Sometimes, I feel like Bill Murray in Groundhog Day.

No rest for the corporate weary

This environment of perpetual job insecurity has scared workers into being on the job 24/7. According to a study by Project Time, more than half of U.S. workers left unused vacation time in 2015. In fact, over the past 15 years, American workers have been taking less and less vacation time.

These poor souls likely feel that if they take time off, their bosses might replace them with an intern or hourly contractor…or worse, that someone of importance may decide that their department functions just fine without anyone in their role.

These are the same people who make work calls after dinner and send emails at 11 p.m. on Saturdays in an endless quest for validation and job security. It’s madness! But this is exactly the frame of mind that bipolar CEOs value in their employees.

Rising labor costs? No shit!

Hiring people costs money, and when your business model involves having a revolving door of “talent,” even if you’re replacing 20 full-time employees with 10 gig contractors or H1-B visa guest workers, you’ll end up throwing a lot of good money after bad. Recruiters, equipment and training costs add up.

And then there is the learning curve. It takes a while (sometimes years) before most employees achieve optimal knowledge of their company and/or industry. Many employers learn the hard way that inexperience can be pretty costly, especially in industries that are heavily regulated.

And how many times have employers carelessly displaced long-time employees, only to find they also unwittingly displaced a lot of company knowledge that their low-cost millennial or H1-B visa colleagues didn’t have? Too many; but they repeat the process, anyway. Einstein said the definition of insanity is to do the same thing over and over and expect a different result. So, there you go.

And while we’re on the subject of insanity: If a company wants to treat employees like disposable widgets, then they should stop asking employees to participate in charitable drives in the company’s name. This is inconsiderate at best, and perverse (or even sociopathic) at worst.

Also, I’m not sure why this isn’t obvious, but it’s never a good idea to have leadership team members spew empty rhetoric about “teamwork” and “commitment” at employee or town hall meetings in the same breath that they announce layoffs. What is up with that? I can’t think of a better way to incite workplace violence or corporate espionage. Seriously.

When I worked at Philip Morris in the 90s, we were hit by lawsuits left and right while dodging regulatory challenges by the FDA. If our then CEO had followed today’s popular strategy of slashing headcount and hiring cheap labor, the company probably would have folded before the end of the millennium.

Instead, they doubled down on staffing up, paying above average salaries and they had the best benefits. They understood that if they were going to survive, they needed a knowledgeable and dedicated workforce. Not only did the company survive, but it thrived…the stock split multiple times during the 90s and they’re still around today.

If employees feel valued, enjoy support, and know that if they do a good job, they’ll not only stay employed but they can expect to be promoted and rewarded financially, well…there’s no end to the growth a company can experience. Until “leaders” rediscover the core fundamentals of entrepreneurial success, true growth and peak productivity will likely remain elusive.

A lot is written about the trendy, flexible perks of the gig economy. Sure, it can be “liberating,” if you have a husband or wife who is a high-powered lawyer or doctor and you can “gig” with abandon between sessions of binge-watching “Orange is the New Black,” but for those of us in single-income households, these new “alternative work arrangements” are nothing short of a nightmare that keeps us on the constant brink of financial disaster.

The gig economy is even harder on people over 50; we’re less likely to be able to slide into consecutive contract positions as effortlessly as workers who are in their 20s or 30s.

Last week, my latest “gig” ended prematurely, because the multi-billion dollar medical device company that had hired me just three months earlier decided to dump all the contractors in my business unit. This was the “first wave” of their third reorg in six months.

This was supposed to be a one year assignment…so much for honoring our contract. I didn’t see this one coming, because several managers had sent my manager unsolicited compliments about my work and I really liked it there.

I actually thought I had a shot of staying on and eventually becoming an FTE (full-time employee). My hiring manager even dangled that possibility during my interview. Huh…foolish mortal. At the end of the day, I was just another anonymous blip on some overcompensated executive’s spreadsheet.

Health care or wealth care?

This scenario was déjà vu all over again for me; the gig I had before this one — this time with a multi-million dollar health care system that is owned by a multi-billion dollar global chemical company (chew on that alliance for a while) — ended exactly the same way after only four months. Again, I was told this was a one year assignment, and again, I was caught under the wheels of a budget-cutting reorg.

It’s not just small- or medium-sized budget-conscious businesses that treat their workforce like the girlfriend they like to sleep with but will never marry, its billion dollar health care conglomerates, and equally flush Wall Street and Silicon Valley mega-employers.

If they can’t afford to hire people at a decent wage and provide benefits, who can? Of course they can; they just don’t. And they have our government’s blessing to treat us like disposable napkins…wipe and toss.

After a lifetime of steady, salaried middle-management employment, it’s hard to find yourself unprotected as an independent contractor. Gone are jobs that pay a living wage that increase with time for work well done, humane work hours, job security, health insurance, pensions and other traditional benefits.

We no longer have rights or unions to protect us and keep us steadily employed. In fact, the globalist-owned media has been waging a successful propaganda campaign to demonize unions for years, while our politicians (beginning with Ronald Reagan) have been simultaneously gutting the rights of unions and union members.

This is a tragedy, especially since gig workers can go weeks (or months) without work and we live in fear of getting sick or injured, because if we can’t work, we can’t earn money. Frankly, I could use a strong union right about now.

And when we do find work, it’s usually through temp agencies we’ve never heard of (some are offshore). They place us and pay us (while taking a piece of every hour we work). All we can do is hope that, since they have our social security number and all of our proprietary information, that they don’t sell our identity to some cyber criminal or exploit it themselves.

What’s to stop them? I’m not aware of any protections in place. Again, this is not a priority for our “representatives” in government.

The curse of NAFTA

The table was set for our growing transient workforce with the passage of NAFTA (the North American Free Trade Agreement). We have Bill, and yes, Hillary Clinton to thank for this travesty. NAFTA gave greedy corporate chieftains access to unlimited cheap, offshore labor and officially placed the middle class American worker on the extinction list.

The post-NAFTA war against the middle class began when companies started getting rid of our pensions; phase two involved outsourcing tech support and customer service to countries that provided cheap offshore labor for U.S.-based companies.

Eventually, with the assistance of bought-off members of Congress, greedy corporate titans started bringing in foreign workers through H1-B visas. The rationale was that there weren’t enough qualified people in this country to fill the many “jobs” they were creating.

This is a lie, as the recent Disney IT employee fiasco proves (they let go of their U.S. IT team, imported foreign workers to fill the positions at lower wages, and forced the displaced workers to train their replacements or forfeit their severance packages).

Other companies have, and continue, to follow Disney’s example. Mainstream media has (surprisingly) covered this issue, and still not a peep from Congress or Obama.

Elizabeth Warren did recently mention the need to address this issue, but to date, she hasn’t introduced any legislation to remedy the situation, so who cares what she thinks? She’s paid to fix these things. So, get to steppin’ Betty.

To make things worse, our taxes are used to provide these companies with subsidies. So, essentially, we’re paying for our own funeral.

More than half of all jobs created since 1995 were non-standard jobs, which include part-time workers, contract workers or self-employed people, according to a report published in May 2015 by the Organization for Economic Cooperation and Development (OECD).

While our politicians hammer us with wedge issues like gun control, whine endlessly about the “humanitarian” need to let in an an endless stream of unvetted refugees and pat themselves on the the back for enforcing the “Dreamer Act,” they ignore the plight of their constituents, the American worker.

The American middle class is dying, and while Congress and Obama administer the last rites, it’s becoming obvious that there won’t be anyone left to attend the funeral.

At my most recent “gig,” I worked with some people who had been employed for anywhere from six to 18 years. The only three people “hired” within the past year, including me, were contractors…not one FTE.

One of the “vested” employees often griped about the threat of her bonus being sub-par this year. She knew that I had a solid career as a salaried management employee until recently and that, despite being good at my job, I couldn’t find a similar role in this economy.

She sympathized with my circumstances, but I could tell she didn’t think she was at risk of experiencing a similar fate…after all, what happened to me only happened to “other” people, not her. I wish I could tell her that she’s right, but I know better. The reality is that if we all don’t push our representative to fix this now, my gig worker misery will have a whole lotta company soon.

Yes, it’s true. Obamacare has sentenced me to death…and financial destitution. I feel it’s important to address this issue on this, the last day we are told to register for Obamacare without incurring an unconstitutional tax penalty.

I have been without health insurance, which I cannot afford, for a year-and-a-half and I live in a state that does not extend Medicaid to people in my position. As a result, I am one serious disease or accident away from certain death.

After dutifully paying taxes for close to 40 years, helping to send other people’s kids to school (I don’t have kids) and funding food stamps and benefits for thousands of people, my government is repaying me by turning its back on me during my hour of need…and penalizing me for my new-found destitution, to boot.

How did this happen? I am a 52-year-old woman who was last employed in a full-time position with benefits four years ago; I was part of a group purge after my company was acquired by a competitor. This scenario is familiar to most of you, I’m sure. I thought I’d find another job with benefits easily, but I was wrong.

As The New York Times recently reported, women over 50 account for half of all long-term unemployed people. After remaining steadily employed in good, white collar lower management positions for more than 30 years, I was suddenly an unwilling participant in the trendy new gig economy out of necessity.

For this I owe a big thanks to Bill Clinton and NAFTA, which destroyed the American middle class by allowing companies to ship jobs overseas and import H1-B visa “guest workers.” Now, many of us find that we’re unemployable more than 20 years before we can collect a pension (if we even have one) or Social Security (if it will still exist by then).

My new reality involves going months without work, or “contracts,” and even when I do get a temporary contract position, my “clients” periodically cut my hours without warning. As a result, I made less than $10k last year.

Needless to say, I can’t afford the so-called affordable insurance Obama promised. According to the Affordable Care Act (ACA) health care exchange marketplace, I’d need to pay $550 a month for a policy with an $8,000 deductible. And what good is a subsidy when you go months without any income?

A low-cost, pre-Obamacare catastrophic insurance policy would be helpful right about now. Unfortunately, Obamacare-less forces me to buy an overpriced policy with a high deductible, so that I can share the privilege of paying for some dude’s Viagra prescription and pediatric dental insurance (like I said, I don’t have kids).

To make things worse, I’m about to get hit with the Obamacare penalty…and this is on top having to drain my savings and take hardship withdrawals from my 401(k) (which I am also about to be unfairly penalized for) just to survive in our “new normal” transient, gig economy that mainstream media finds so hip and trendy.

I’ve decided that if something happens to me health-wise, I’m just going to die, because if I am hospitalized, I stand to lose my home and what little I have left, so why bother sticking around?

If you like Obamacare, it’s probably because you don’t need it

I am so tired of brainwashed Obamacare defenders crowing about the 12 million Americans who couldn’t get insurance before now having coverage. Frankly, in a country of 330 million people where close to 100 million are out of the workforce (many not by choice), that’s a drop in the uninsured bucket, so bragging is totally uncalled for. Maybe they’re promoting this “success” because they know that math-challenged Common Core students are easily impressed by any number you throw at them.

Obamacare supporters are also quick to blame states that don’t extend Medicaid. Why? Should citizens of states that aren’t on board with Obamacare be penalized? There wasn’t a Medicaid referendum in any state that I am aware of.

And, if Obamacare is supposed to mandate affordable insurance for all, why didn’t it nationalize Medicaid? At the very least, it should exempt those of us who live in Medicaid-deprived states from Obamacare.

And then there’s the pre-existing condition clause. Sorry, Obamacare defenders, but I’m not down with being stuck with the rest of this ugly baby just for that one benefit. Besides, a single-payer health care solution would take care of pre-existing conditions just as effectively. As it stands, the insurance companies are offsetting their pre-existing condition “losses” with double-digit rate increases each year.

Not surprisingly, I find that the strongest supporters of this crony capitalist screw job are people who have employer-paid health insurance or at least make or have enough money to overpay for their insurance.

I know a couple of people who used to sing the praises of Obamacare….until they lost their jobs, were forced to join the gig economy, and had to actually rely on Obamacare for coverage. Needless to say, both have now joined the repeal Obamacare bandwagon.

It’s unconstitutional

The lie Obama sold us (among many) when he was promoting this travesty was access and affordability…and, of course, we couldn’t keep our doctors, after all (not that we can afford them now anyway, so I suppose this is a moot point for those of us who inhabit the Obamacare penal colony). I admit that I bought the spin. I even voted for the lying clown. What we got instead was a gun to our heads forcing us to purchase an overpriced product from PRIVATE companies or face hefty, escalating tax penalties.

No income limits were set; whether you make $10k (or less) or $100k a year, if you don’t buy insurance, you get taxed. Seriously? How is that legal? Or fair? First of all, people who make less than $30k shouldn’t pay ANY taxes, never mind have tax penalties imposed upon them.

And if Obama was so hell-bent on insuring us, why didn’t he mandate maximum premium amounts that insurers could charge? Say, $200 a month? Let’s call Obamacare what it is: a blank corporate welfare check to the insurance companies.

Not a peep from presidential candidates

NOT ONE presidential candidate has addressed this travesty. Several running for president are sitting members of Congress. They’ve taken a two year paid vacation on our tax payer dime to attend fundraisers and campaign for an office most don’t stand a chance of winning. Must be nice.

NOT ONE of them (including our socialist man of the people, Bernie Sanders) can be bothered to spare a moment to introduce legislation NOW to at least waive the “Cadillac tax” penalty. No, instead of nuking the toxic provisions of Obamacare, Congressional members voted to repeal the whole thing, knowing that the president would veto the resolution….pure theater…or political masturbation.

As a member of Congress you have a unique opportunity to demonstrate your leadership abilities through legislation, and there’s no time like the present. That’s probably the ONLY advantage you have over Donald Trump. Talk is cheap. So, why not lead by example? Because, frankly, too many of us don’t have a year to wait for action…nor do we trust empty campaign promises.

Speaking of leading by example, I invite Obamacare defenders to show me how great it is by contributing funds to pay my Obamacare tax penalty and/or my monthly insurance premiums. On second thought, the way our economy is going, maybe you should hang on to your money…you’ll probably need it to pay for your own “affordable” Obamacare insurance someday.

Being a freelancer these days has a lot of perks: you make your own work schedule and you can work from the comfort of your home, thus you can avoid messy office politics, getting stuck in commuter traffic and blowing your ever-shrinking “gig economy” earnings on a “business casual” wardrobe and workplace lunches.

Sure, there are some challenges to freelancing, like convincing clients that your rates are reasonable while they plead poverty or hide behind budget cuts, or getting them to pay you on time (or at all), or having to diplomatically push back on their requests for additional revisions or input that they don’t feel they should have to pay extra for.

Still, the biggest challenge I’ve found as a freelancer is my lack of psychic ability.

If you’re a freelancer, you may have noticed that your clients tend to fall into two categories:

Small businesses that need to hire you because they don’t have the in-house talent to do what you do (e.g., marketing, Web development, etc.).

Middle managers in mid- to large-size companies that have downsized their marketing or IT departments into oblivion who need you to help them get the work done (without having to offer you a steady salary or benefits).

Champagne Dreams on a Spam Budget

Small business clients don’t like budgeting for anything outside of their company’s inventory, so when they reach the painful conclusion that they need to hire you to help increase their brand’s visibility, your biggest challenge is usually managing their expectations.

Even if you find yourself pricing their projects on the low end of your rate scale and they can only offer you a limited amount of work, some clients will expect your handiwork to deliver astounding results in record time.

This is when the fun starts. With some small business clients, you can expect one or both of the following outcomes:

(a) You will spend the next three months asking for your money.

(b) Your client will continue to ask/expect you to do more work outside of the scope of your original agreement until they feel they got an adequate return on their investment. Some of us foolishly keep feeding this beast in the hope that someday these clients will actually pay us for the original work.

If you were psychic, you could avoid a lot of aggravation by knowing ahead of time who won’t pay you or who will likely run you into the ground making you “earn” your money.

I May Not Know What I Want…But I Know What I Don’t Want

Sometimes it’s easier to work with mid- or large-size businesses, because the manager who hires you is more likely to process your invoice…unless they are so overworked that they keep forgetting to do so (which happens more often than is acceptable). Still, as long as they have the budget, you’re not likely to get any push-back or experience unreasonable haggling.

The biggest challenge of freelancing for larger companies is that the mid-level managers who tend to hire you are so overworked that even though they desperately need your help, they often don’t have the time to provide you with what you need to do the job right.

As their hired gun, you’re priority No. 59 on their long to-do lists…way below assisting their VPs and other important business stakeholders, planning the company United Way drive, booking their vacations, arranging their bimonthly date nights with their spouses, finding babysitters for their children or getting their dogs groomed.

Sometimes these clients don’t even know what they’re asking for, while other times all they know is what they don’t want. And woe to the freelancer who receives limited guidance and inadvertently submits what they don’t want.

These clients expect you to have the skill to write or develop exactly what they would, if they only had the time. So what if they’ve had months or years to become well-acquainted with their company’s business objectives, and to attend company-sponsored training and meetings on a regular basis when you haven’t? You oughta know what they’re looking for, anyway, dammit!

The Phantom Lucrative Project

Another potential pitfall of being hired by a large company is one I call “the phantom lucrative project.” A typical scenario involves you blocking out weeks to do a job after being hired by a large, reputable company. Sometimes, you’ll be so happy you got the gig that you’ll celebrate by going on a shopping spree for laptops, patio furniture…or food, if things have been tight for you financially of late.

Then, you hear nothing more from them. When you contact your client, you are given excuses as to why the project is being delayed (e.g., they were on vacation, the project still needs approvals that your client wasn’t aware weren’t in place when he or she hired you, etc.).

The fact that you turned down smaller projects to work on their mega-project doesn’t resonate with them. After all, these people get paid even when they’re working on their tans in Cabo.

Sometimes, if you’re really lucky, you’ll wait for weeks to start the project only to be told that it’s been canceled (again, for any number of reasons from budget cuts, to the need to move resources to a more important project, or the project has been mothballed so long it’s actually now irrelevant…or the sponsor was terminated).

Having the psychic intuition to avoid these phantom projects would help keep you that much further away from financial ruin.

Having a pay-or-play deal in place would also help. Unfortunately, unless you have a waiting list of clients or you’re regularly profiled by the top trade media in your field, that ship won’t sail. Your prospective client will just move on to another freelancer who will agree to grant the company the option of leaving them hanging without compensation. Ah, the joys of working in the “gig economy.”

Since I wasn’t born with psychic ability, I’ve decided that the best gift I can receive this Christmas is a crystal ball that can offset my psychic shortcomings…or better yet, a winning mega-jackpot lottery ticket that would get me out from under the freelancer-client bus for good.

Anyone who is surprised by the recent Pew Research Center report that the American middle class is “losing ground” hasn’t been paying attention.

Even Helen Keller could have seen this coming. According to the report, the rich keep getting obscenely richer. You don’t say! Another shocker: more than a quarter of adult Americans 65 or older improved their bottom lines (26.7 percent), while many of the rest of us have been bleeding out financially.

Ah, yes, the postwar “me-me-me generation” of baby boomers; the generation that was in charge in the ‘90s. Some of their notable achievements:

Supporting job-busting “trade” agreements (NAFTA, CAFTA, GATT, et al.), which laid the groundwork for the even more suicidal TPP
They converted the personal-sounding term “personnel” into the more disposable-sounding “human resources”…morphed “hiring” into “onboarding” … and turned “firing” into the sterile “offboarding” or murderous “terminating”
And now, many won’t retire, even when they are comfortable financially, making an already tight labor market even less accessible to the rest of us

Me-me-me to the end.

The study also showed that from 1970-2015, adult blacks saw a larger increase in income than any other racial or ethnic group (up 11.2 percent), and blacks were also the only group not to experience a decline in their lower-income share. See? Sometimes black lives do matter!

Married people with or without children at home also fared much better than single people. That makes sense, since it now takes two salaries to equal half of what one salary was worth 10 years ago.

Pew defines middle class Americans as adults whose annual income is double to two-thirds of the national median wage. In 1971, 61 percent of adult Americans enjoyed middle class status; that rate has plunged to only 50 percent now. The number of high income American adults spiked from 14 percent to 21 percent, and the number of low income households also increased (from 25 percent to 29 percent).

All in all, the study further validates Ross Perot’s “giant sucking sound” prediction. In 1992, he warned that America’s labor market would be destroyed if NAFTA passed; how right he was. The report charts the decline of our middle class beginning in the early ‘90s and accelerating considerably in the ‘00s.

By then, NAFTA was really kicking into gear and virtually all of our manufacturing jobs were exported overseas. I just hope that Chinese factory workers can take a break from making our iPhones every once in a while to make enough respirators for the citizens of Beijing. Sure, let’s cry for the polar bears while our captains of industry suffocate the poor Chinese people with low-cost, unregulated manufacturing and limited breathable air.

With our manufacturing gone, our labor market now consists primarily of very high- or very low-skilled occupations.

But, wait, there’s more!

In recent years, our crooked Congressional “representatives” continued to beat the walking dead middle class by boosting the number of tech “guest” work visas granted to their corporate sponsors. U.S. workers in high-skilled positions are now routinely replaced by foreign “guests” who are paid much less.

Congress also has allowed an endless parade of illegal aliens to cross our open boarder and they are now calling for us to import Syrian refugees to fill the low-skilled jobs that Americans supposed won’t do. It’s clear that the psychopaths running our government are fast-tracking us to Third World status. And…we’re…letting…them. Why?

Each holiday season, retailers bemoan the fact that people aren’t spending as much as they used to. Well, if we don’t have jobs, or the jobs we have pay less they used to, or we are “gig” employees who don’t know if or when we’ll see another paycheck, then the odds are pretty good that we’re not going to have a lot of Benjamins…or bitcoins…or any type of digital currency…to slide across your registers or online shopping carts.

In my last post, I described how today’s U.S. worker is trapped in an environment of economic cannibalism; the Pew study proves it.

Pew. Something sure does stink around here.

Merriam-Webster defines the word freelance as follows:

noun free·lance \ˈfrē-ˌlan(t)s\

usually free lance : a mercenary soldier especially of the Middle Ages : condottiere
a person who acts independently without being affiliated with or authorized by an organization
a person who pursues a profession without a long-term commitment to any one employer

That definition may still apply to some professions, like the aforementioned mercenaries, but a twenty-first century freelance writer or designer would probably define the word as follows:

A creative entrepreneur who pursues their profession without a long-term commitment to any one employer: frequently required to do additional work for free…often stands a better chance of being lanced by a mercenary soldier of the Middle Ages than being paid a living wage.

Of course, we don’t start out feeling that way. When I was exiled from my corporate management perch after my company was acquired by a competitor a couple of years ago, I didn’t panic.

I set up an LLC and decided that my displacement was a blessing; it was finally time for me to reap the substantial financial benefits that awaited someone with my years of communications and marketing experience. I was ready to take those recession lemons and squeeze them into entrepreneurial lemonade. The sky was the limit!

I soon realized that the sky had nothing to do with the limit; “how low can you go?” is actually the measured limit. Look, I’m fine with negotiating a fair freelance or consultant rate, but when you’re routinely offered less money than what Apple sweatshop workers in China earn, it’s hard to feel that optimistic.

Tales from the Script

Aside from having to compete with the bargain-basement freelancers found on Upwork (the cut-rate lovechild of Elance and oDesk) and the like, I have had to deal with the usual client nightmares:

* Clients that blow their substantial website redesign budget on an agency that knows nothing about creating optimized content…and then being asked to fix the mess, despite their now limited funds.

* Entrepreneurs who want to offer me an “exciting” opportunity to get in on the ground floor of their start-up…at a fraction of my rate (one guy even wanted me to work for free) with vague promises of a financial payoff down the road.

* “Prospective clients” who are really just picking your brain, so they can figure out how do the work themselves.

* Clients who hire you for one job and then casually ask you to “look over” something else, if “you’re not too busy.”

* Clients who want to barter for services. (As much as I would like a past life regression reading, it’s not going to pay my bills, unfortunately).

*Corporate clients who hire you for a sizable project with an aggressive deadline only to delay getting the project off the ground…and/or keep you hanging on for weeks only to kill the project down the road.

This can be a financially deadly situation, especially when, in your excitement at landing a profitable gig, you turn down other work to handle the promised lucrative workload.

* Then there are the “resume/portfolio builder” clients who offer the “opportunity” to work for little or no money with the promise that the work you do for them now will help you earn more money down the road.

Fortunately, my mature age and lengthy resume has protected me from these predators (for now); they typically prey on younger freelancers. Word to the wise: falling for this ruse too often will guarantee that you’ll be sleeping on your parents’ sofa well into middle age.

Pay or Play?

There isn’t an experienced freelancer or consultant alive who hasn’t been jerked around when it comes to payment.

Small businesses sometimes take a while to pay, especially when they’re having a bad month or quarter. While that can be frustrating, there’s really no excuse for corporate decision-makers who park your invoice under their donut or morning coffee; after all, these people would shriek like frightened children if their biweekly paycheck wasn’t direct-deposited into their bank accounts on time, so why do they think it’s okay to delay your payday?

We freelancers typically love what we do and take great pride in the work we create for our clients. Still, just because we’re passionate about our work doesn’t mean we expect to eke out an “all-work-no-pay” existence. Do unto freelancers as you would have them do unto you.

What do you think fellow freelance working stiffs? How would you define your profession, and what funny or frustrating experiences have you endured?

Uber is a German word that means above the rest. It is also the apt name of a popular mobile app transportation network company. For those of us trying to survive in the growing on-demand economy promoted by Uber, images of goose-stepping armies of gig economy fascists readily spring to mind. And my futurist crystal ball tells me that it’s in our best interest to stay out from under their technocratic jackboots.

Uber has attracted a lot of attention recently, both positive and negative, for proudly trying to redefine full-time employees as contractors.

Their business model isn’t new; Corporate America has been embracing transient labor in order to avoid paying employee benefits and related corporate taxes for some years now.

Unlike Uber, they don’t brag about it, though. After all, displacing full-time employees for contractors, many of them overseas or foreign nationals here on visas, still doesn’t play well in Peoria; just ask Disney.

No, Uber is proudly spinning its business model as one that entrepreneurial thought leaders are embracing in order to survive and thrive in our brave new world. What’s not to love? Their drivers are business partners, not employees.

Many millennials cheer Uber’s entrepreneurial passion, especially those who earn their bitcoins by sucking on a tech company’s teat. They feel we need to be free agents in order to innovate, or we deserve to disintegrate. How else can you become a mini-Zuckerberg and invent an app that Google, or even Zuckerberg himself, will buy from you for billions?

I admire their spunk, but as someone who’s navigated through a few boom and bust economies, this business model looks a lot like a sweat shop in silicon clothing.

We can’t be too surprised by the rise of the on-demand economy and companies like Uber (or Uberettes, as I like to call Uber-like startups). After all, we have become increasingly impatient consumers; millennials and boomers alike want instant results and gratification: we want a cab NOW; we want our Web-purchased goods NOW; we want everything NOW.

The more affluent among us don’t even mind Uber’s other ingenious invention, “surge pricing.” It’s not enough that Uber doesn’t want to pay for its drivers’ FICA, Medicare, workers’ comp and health insurance; no, they also favor a pricing plan designed to bleed as much money out of their customers as possible, even during terrorist attacks.

Surge pricing sticker shock isn’t for the faint of heart or wallet. Last Halloween, a Denver man was changed $539 for an 18-mile ride that typically costs around $40. Uber even spiked rates in Sydney, Australia when a local café was under siege last Christmas. Ho-ho-no! Stories like these pop up in the news every day.

Uber’s CEO, Travis Kalanick, defends his business model by saying that if he’s forced to provide employee benefits or charge reasonable cab fares, his company won’t survive.

What if all CEOs felt as Kalanick and collectively decided to make all U.S. workers 1099 contractors? A cab driver is one thing, but would you feel safe leaving your child at a day care center staffed by contractors who could come and go as they please without a background check?

And what role, if any, has our over-reliance on a transient labor force played in the recent rash of cyber security breaches? Is it unreasonable to think that an underpaid, often offshore, contractor would sell your personal info to supplement his or her income?

Wouldn’t an employee who has a vested financial interest in keeping their job be more reliable in handling your customer’s sensitive information? I guess it’s easier to publicly blame North Korea or China for all such breaches; gotta keep those admin costs down and the shareholders happy, you know?

And then there are the other lifestyle perks that come with being part of the non-gig economy: credit. How many Uber drivers can qualify for a mortgage, a car loan, or even a credit card?

Banks aren’t adjusting their requirements to accommodate the on-demand economy. They still want evidence of secure employment and if you don’t have a steady (hopefully, fat) paycheck deposited biweekly into your account, you won’t find a lot of love or credit at Wells Fargo or Citibank, even if you’ve been driving for Uber for years.

If we allow Uber and its ilk to shift the labor force Overton Window and acclimate us to being part of an on-demand workforce, we’re building a seamless bridge to an even more dire reality: robots and AI (artificial intelligence).

Uber’s Kalanick admitted last year that he can’t wait to dump his “business partner” drivers as soon as driverless cars are more reliable.

He’s not alone. Notice how companies worldwide are gradually introducing robots into the workforce? Lowe’s publicly tested a multilingual sales assistant robot last year and a five-star hotel staffed entirely by robots just opened in Japan. All hail the coming technocracy!

The popular narrative is that AI is cool and robots are needed for jobs companies can’t fill with people (ironically enough, the latter narrative is similar to the one U.S.-based companies use to explain why they need to hire foreign nationals). That’s where this is heading folks: 1099 workers today, replaced by robots tomorrow.

The only hope we have of saving our earning power is through the power of the purse. Support companies that support their employees and don’t patronize any humanity-hating businesses that replace full-time employees with cheap labor or R2D2. In doing so, you may just save your future employment prospects.

Tag: gig economy

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